The London Institute of Banking & Finance

CeMAP Certificate in Mortgage Advice (Modules 1, 2 & 3)

Buying a house and getting a mortgage is one of the biggest financial decision we make in our lifetime, and most people seek advice from a professional Mortgage Advisor, to discuss the best options for them.  

The role of a Mortgage Advisor is to help individuals decide which of the many financial products, services and providers is best for them. You must be qualified to provide advice and the benchmark qualification for Mortgage Advisors in the UK is a ‘Certificate in Mortgage Advice and Practice’ (CeMAP), with 80% of Mortgage Advisors in the UK holding a CeMAP qualification. 

Our CeMAP courses includes CeMAP Module 1 and CeMAP Modules 2 & 3 online training, which will provide you with all the knowledge required for you to pass your CeMAP exams and become a qualified Mortgage Advisor in the UK.

This training course is also available in a Virtual Classroom format.

This course is eligible for a TOTUM PRO Card

Key features
  • Delivery Method: Online
  • Exam: Available via Awarding Body
  • Tutor Support Included
  • Course Access: 6 months
  • 1,000's of successful CeMAP delegates
  • 24/7 access
Alternative delivery method
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Key features
  • Delivery Method: Online
  • Exam: Available via Awarding Body
  • Tutor Support Included
  • Course Access: 6 months
  • 1,000's of successful CeMAP delegates
  • 24/7 access
Alternative delivery method
Course Reviews
Course Details

CeMAP qualifications represent a highly recognised achievement of excellence for Mortgage Advisors, looking to advise individuals on a range of mortgage products and services.

Throughout this full CeMAP training course, you will cover the essential knowledge and skills required to pass your official CeMAP exams and become an official Mortgage Advisor. 

CeMAP Module 1 explores the Financial Services Environment, product range and UK Financial Services regulation. You will also learn about the Data Protection Act 1998, the FCA regulation, and UK taxation.   

CeMAP Module 2 provides you with the knowledge of the mortgage application process, such as potential issues borrowers may face once they have completed the buying process and understand mortgage law.

CeMAP Module 3 teaches you how to apply all that you have learnt in Modules 1 and 2 into typical scenarios you will face as a professional Mortgage Advisor. 

Being an online course, you can learn CeMAP where and when it suits you best, 24/7, with 6-months unlimited access to your online course materials. Our eLearning course provides a straightforward platform to learn CeMAP from home, through a series of video tutorials, questions, and end of module quizzes. 

Is a CeMAP training course right for me? 

If you want to train to become a Mortgage Advisor in the UK, a CeMAP qualification is the best route to take, with over 80% of Mortgage Advisors in the UK holding this qualification. You’ll gain your licence to practise as a Mortgage Advisor when you pass your CeMAP training and exams, which is a legal requirement to practice in the UK.     

There are no prerequisites required to enrol onto our CeMAP course for Modules 1, 2 and 3, but we recommend you have a good understanding of the English language and basic maths skills.   

After completing your full CeMAP course, you have the choice to work for yourself as a freelance Mortgage Advisor, or to work directly for a practising firm or bank. 

How long does it take to get a CeMAP qualification? 

If you’re new to this industry, you may ask yourself how long does it take to get a CeMAP qualification?

While we allow 6-months full access to our online training course, we find that most of our students finish their CeMAP qualification training in under 6 months. With approximately 210 hours of learning, it depends on the time you can dedicate to your studies. 

Why study a CeMAP qualification with e-Careers? 

We are the UK’s leading provider of CeMAP training and we are proud of our 93% pass success. We also offer interest-free payment options.

We’ve made it easier to study from home with our online training course, which gives you 6-months unlimited access. Our CeMAP training course is engaging, with video tutorials, interactive lessons and end of module quizzes.  

You will also benefit from:   

Updated Syllabus – We use the latest CeMAP syllabus to ensure your training materials are up to date and your knowledge is current, helping you to prepare for a career as Mortgage Advisor.  

Flexibility – This CeMAP course gives you the skills, knowledge and certifications required to work for a firm specialising in mortgage advice, or for a Bank. You can also start your own business and provide mortgage advice as a freelance Mortgage Advisor.    

Work at your own pace – With 6 months unlimited access to the CeMAP Modules 1, 2 & 3 course materials, you have more than enough time to complete this course in full, at your own pace. You can study where and when it suits you best.   

Job satisfaction – A career as a Mortgage Advisor can have its challenges, but you can take pride in your work and have real job satisfaction, by helping people buy their new homes, knowing that you helped along their way.    

Weekly Webinar - Each week we run a 1-2 hour webinar, covering different topics that will help you with your studies. The fourth week is always a summary webinar of the previous three webinars.

Unlimited Tutor Support – We understand there may be moments when you are struggling to understand concepts or principles throughout this course, so we have included our unlimited Tutor Support for you and no extra cost!  Our professional tutors (with over 19 years' experience), are available to help you with questions on topics you may be struggling with. They will also hold regular webinars, to go through other topic areas in more detail.  

Check out our useful CeMAP exam and revision tips.

Other Benefits of this training course include: 

  •    Fully qualify in 12 months
  •    Online study that fits around your life
  •    Use the ‘CeMAP’ designation after your name once you qualify
  •    Access to career support and guidance
  •    Invitation to attend events and webinars from industry leaders

Where could the qualification take me next? 

The CeMAP Module 1, 2 & 3 qualifications provide you with the knowledge and certifications required to legally practice in the UK and enable you to apply for jobs as a Mortgage Advisor, Protection Advisor, or work within the public and private banking sectors. 

Typical Job Roles and Salaries 

There is a lack of Mortgage Advisors in the UK and a real need for qualified individuals to work in this industry. Now the ideal time to train towards a career as a Mortgage Advisor.  

An average salary for a Mortgage Advisor is £30k* per annum, however, your earning potential increases with a generous commission scheme. It’s not uncommon for Mortgage Advisors to earn over £50k* per annum once commission has been added. After you have trained in this sector for a few years and gained more work experience, you could look to a career in management, and increase your earning potential.  

Other job roles include: 

  •    Private Banking Assistant – £33k*
  •    Relationship Support Assistant – £33k*
  •    Protection Advisor – £50k*
  •    Business Owner – Mortgage Advisor – £30-£55k+* 

(*Source: Indeed) 

Essential Skills 

  •    Be an excellent communicator
  •    Explain complex information to clients 
  •    Have confidence in your abilities, especially with maths
  •    Always deliver excellent customer service
  •    Drive and ambition to reach sales targets
  •    IT skills and good time-management skills

CeMAP Syllabus 

After finishing your full CeMAP Module 1, 2 & 3 qualifications, you will earn your Level 3 Certificate in Mortgage Advice and Practice, allowing you to work as a Mortgage Advisor and provide legal mortgage advice in the UK.   

The London Institute of Banking & Finance have been working alongside their testing partner, Pearson Vue, to provide students with an option to sit their exams remotely. Delegates can now sit their exams from the comfort and safety of their own homes, while maintaining exam conditions, and be monitored by an invigilator. All CeMAP modules and eligible for Remote Invigilation.

What are the CeMAP Modules 1, 2 & 3 modules? 

CeMAP Module 1 

  •    Introduction to Financial Services Environment and Products
  •    UK Financial Services and Regulation 

CeMAP Module 2

  •    Policies and practices that affect mortgages
  •    Mortgage Laws
  •    Insurance Policies
  •    Post completion issues and arrears
  •    Complete sales process in relation to mortgage advising 

CeMAP Module 3

  • Assessment of mortgage advice knowledge. This module will test your understanding of the technical details to assess your ability to apply the knowledge covered in the previous modules.

What does the CeMAP Modules 1, 2 & 3 online course cover? 

This complete CeMAP training package includes all the required modules for you to study, take and pass your CeMAP exams, ready to become a licenced Mortgage Advisor.  

This three-part qualification will help you understand: 

  •    The Financial Services Environment and Products
  •    UK Financial Regulation
  •    How to apply your knowledge to real-life scenarios
  •    Mortgage law, policy and markets
  •    The importance of planning consent and property development 
  •    Interest rates and mortgage repayment options
  •    How to adhere to best practice and ethical and regulatory frameworks 
  •    Build your confidence and apply your knowledge to individual cases  

CeMAP Exams

Due to the Covid19 Coronavirus pandemic, Pearson Vue Centres are undergoing changes to their examination schedules. To find out more about the current situation, please visit the dedicated Pearson Vue Coronavirus update page. 

The official CeMAP exams for Modules 1, 2 & 3 are based on the knowledge gained throughout the training for these modules, with a focus on the mortgage application process, and the application of knowledge to real-world scenarios, including: 

  •    Unit 1 – Introduction to Financial Services Environment and Products
  •    Unit 2 – UK Financial Services and Regulation
  •    Unit 3 – Mortgage Law, Policy, Practice and Markets
  •    Unit 4 – Mortgage Applications
  •    Unit 5 – Mortgage Payment Methods and Products
  •    Unit 6 – Mortgage Arrears and Post Completion Issues
  •    Unit 7 – Assessment of Mortgage Advice and Knowledge 

The exams for Modules 1 and 2 will both be a 2-hour objective exam, comprising 100 multiple-choice questions. The Module 3 exam will be a 2-hour objective exam, which will include 6 case studies, all with 10 linked multiple-choice questions. 

The exam fee is £185 per module and you can apply anytime during the year. For this course you will pay £555 for the cost of all three exams. Re-sits are charged at £150 each.   

You can take your exams at a Pearson VUE test centres, with over 150 locations nationwide. These exams are registered with Ofqual, in the Regulated Qualifications Framework (RQF).

If you require some study and exam helps, check out our CeMAP Exam tips blog.


What is the TOTUM PRO Card? 

The TOTUM PRO Card is the replacement of the old NUS card, which offers discounts in a wide range of shops and websites, saving you money off food, holidays and flights, clothes, make-up, gym memberships and much more. TOTUM PRO card is aimed at professional learners, giving you access to exclusive discounts. 

Where can you use your TOTUM PRO Card? 

The TOTUM PRO Card offers a range of discounts on a wide range of shops and websites. The list below provides a sample of the places you can receive discounts from. View the latest TOTUM PRO offers

How to get your card 

To receive your TOTUM PRO Card all you need to do is enrol and pay for an eligible course and we’ll send you an email confirmation, acknowledging your eligibility for the TOTUM PRO Card. After your 14-day cooling-off period has passed, we’ll send you an email confirming that your TOTUM PRO card access is now live, and you’ll be able to use the TOTUM PRO card widget in your ‘My Account’ section on our website, to order your card. 

Is there a cost? 

The TOTUM PRO promotion has been extended. You can now buy a two-year membership card and you will receive an extra year for free. This means that you can buy a TOTUM PRO 3-year membership for just £24.99 (which is a saving of £10). This promotion will run until the end of March 2021.

Alternatively, you can purchase membership for one year for just £14.99 (usually £19.99), or for two years which is £24.99 (usually £34.99).

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