CeMAP Certificate in Mortgage Advice (Modules 1, 2 & 3)

Is a CeMAP training course suitable for me? 

If you want to train to become a Mortgage Adviser in the UK, a CeMAP course is the best route to take, with over 80% of Mortgage Advisers in the UK holding this qualification. You’ll gain your licence to practise as a Mortgage Adviser when you pass your CeMAP training and exams, which is a legal requirement to practice in the UK.     

There are no prerequisites required to enrol onto our CeMAP course for Modules 1, 2 and 3, but we recommend you have a good understanding of the English language and basic maths skills.   

After completing your full CeMAP training course, you have the choice to work for yourself as a freelance Mortgage Adviser, or to work directly for a practising firm or bank. 

How long does it take to get a CeMAP qualification? 

If you’re new to this industry, you may ask yourself how long does it take to get a CeMAP qualification?

While we allow 6-months full access to our online training course, we find that most of our students finish their CeMAP qualification training in under 6 months. With approximately 210 hours of learning, it depends on the time you can dedicate to your studies. 

What jobs can I apply for after my CeMAP training? 

The CeMAP course for Modules 1, 2 & 3 provide you with the knowledge and certifications required to legally practice in the UK and enable you to apply for jobs as a Mortgage Adviser, Protection Adviser, or work within the public and private banking sectors. 

Typical Job Roles and Salaries 

There is a lack of Mortgage Advisers in the UK and a real need for qualified individuals to work in this industry. Now the ideal time to train towards a career as a Mortgage Adviser.  

An average salary for a Mortgage Adviser is £30k* per annum, however, your earning potential increases with a generous commission scheme. It’s not uncommon for Mortgage Advisers to earn over £50k* per annum once commission has been added. After you have trained in this sector for a few years and gained more work experience, you could look to a career in management, and increase your earning potential.  

Other job roles include: 

•    Private Banking Assistant – £33k*
•    Relationship Support Assistant – £33k*
•    Protection Adviser – £50k*
•    Business Owner – Mortgage Adviser – £30-£55k+* 

(*Source: Indeed) 

Essential Skills 

•    Be an excellent communicator.
•    Explain complex information to clients.
•    Have confidence in your abilities, especially with maths.
•    Always deliver excellent customer service.
•    Drive and ambition to reach sales targets.
•    IT skills and good time-management skills.

CeMAP Syllabus 

After finishing your full CeMAP training for Module 1, 2 & 3, you will earn your Level 3 Certificate in Mortgage Advice and Practice, allowing you to work as a Mortgage Adviser and provide legal mortgage advice in the UK.   

Delegates can now sit their exams from the comfort and safety of their own homes, while maintaining exam conditions, and be monitored by an invigilator. All CeMAP modules and eligible for Remote Invigilation.

CeMAP Module 1 explores the Financial Services Environment, product range and UK Financial Services regulation. You will also learn about the Data Protection Act 1998, the FCA regulation, and UK taxation.   

CeMAP Module 2 provides you with the knowledge of the mortgage application process, such as potential issues borrowers may face once they have completed the buying process and understand mortgage law.

CeMAP Module 3 teaches you how to apply all that you have learnt in Modules 1 and 2 into typical scenarios you will face as a professional Mortgage Adviser. 

What are the CeMAP Modules 1, 2 & 3 modules? 

CeMAP Module 1 

•    Introduction to Financial Services Environment and Products
•    UK Financial Services and Regulation 

CeMAP Module 2

•    Policies and practices that affect mortgages
•    Mortgage Laws
•    Insurance Policies
•    Post completion issues and arrears
•    Complete sales process in relation to mortgage advising 

CeMAP Module 3

• Assessment of mortgage advice knowledge. This module will test your understanding of the technical details to assess your ability to apply the knowledge covered in the previous modules.

What does the CeMAP Modules 1, 2 & 3 online course cover? 

This complete CeMAP training package includes all the required modules for you to study, take and pass your CeMAP exams, ready to become a licenced Mortgage Adviser.  

This three-part qualification will help you understand: 

•    The Financial Services Environment and Products
•    UK Financial Regulation
•    How to apply your knowledge to real-life scenarios
•    Mortgage law, policy and markets
•    The importance of planning consent and property development 
•    Interest rates and mortgage repayment options
•    How to adhere to best practice and ethical and regulatory frameworks 
•    Build your confidence and apply your knowledge to individual cases  

CeMAP Exams

All CeMAP modules and eligible for Remote Invigilation.

The official CeMAP exams for Modules 1, 2 & 3 are based on the knowledge gained throughout the training for these modules, with a focus on the mortgage application process, and the application of knowledge to real-world scenarios, including: 

•    Unit 1 – Introduction to Financial Services Environment and Products
•    Unit 2 – UK Financial Services and Regulation
•    Unit 3 – Mortgage Law, Policy, Practice and Markets
•    Unit 4 – Mortgage Applications
•    Unit 5 – Mortgage Payment Methods and Products
•    Unit 6 – Mortgage Arrears and Post Completion Issues
•    Unit 7 – Assessment of Mortgage Advice and Knowledge 

The exams for Modules 1 and 2 will both be a 2-hour objective exam, comprising 100 multiple-choice questions. The Module 3 exam will be a 2-hour objective exam, which will include 6 case studies, all with 10 linked multiple-choice questions.  

Exam information for CeMAP

Register with the London Institute of Banking & Finance to take your exams. The exams (including registration fees) are not included in the cost of the course. There is an exam fee of £185 and you can apply to take your exam anytime throughout the year, including via a test centre or remote invigilation online. The cost of a re-sit exam is £150. 

If you require some study and exam helps, check out our CeMAP Exam tips blog.

TOTUM PRO Card

What is the TOTUM PRO Card? 

The TOTUM PRO Card is the replacement of the old NUS card, which offers discounts in a wide range of shops and websites, saving you money off food, holidays and flights, clothes, make-up, gym memberships and much more. TOTUM PRO card is aimed at professional learners, giving you access to exclusive discounts. 

Where can you use your TOTUM PRO Card? 

The TOTUM PRO Card offers a range of discounts on a wide range of shops and websites. The list below provides a sample of the places you can receive discounts from. View the latest TOTUM PRO offers. 

How to get your card 

To receive your TOTUM PRO Card all you need to do is enrol and pay for an eligible course and we’ll send you an email confirmation, acknowledging your eligibility for the TOTUM PRO Card. After your 14-day cooling-off period has passed, we’ll send you an email confirming that your TOTUM PRO card access is now live, and you’ll be able to use the TOTUM PRO card widget in your ‘My Account’ section on our website, to order your card. 

Is there a cost? 

The TOTUM PRO Card is available in a range of membership options, including:

•    1 year £14.99
•    2 years £24.99
•    3 years £34.99