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Certificate in Mortgage Advice and Practice (CeMAP)

CeMAP Certificate in Mortgage Advice (Module 1) - Virtual Classroom

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3,774 Students enrolled

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  • iconLive online classes
  • icon High pass rates
  • iconExpert-led course
  • iconIndustry recognised CeMAP training
  • icon0% finance options
  • iconExam Pass Guarantee
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Study CeMAP Module 1 live online with tutor-led delivery, flexible finance, and structured preparation for FRE1 and FRE2.

  • Module 1 only – a focused five-day live virtual classroom

  • FRE1 and FRE2 both covered within the course

  • LIBF registration fee paid separately

This course is delivered live online. Sessions run in real time with a qualified CeMAP trainer, so you get the structure and support of a classroom from wherever you are studying. All you need is a PC or laptop and a reliable internet connection.

CeMAP module 1, also known as FSRE (Financial Services, Regulation and Ethics), is the first of three modules you need to complete to earn the full CeMAP qualification. It sits at Level 3 on the Regulated Qualifications Framework (RQF), at the same level as A-Levels.

Delivered by tutors who run live classes and provide ongoing support, the course includes pre-course digital materials, comprehensive printed learning materials sent to your home address, mock exam sessions, and our Exam Pass Guarantee. Once you complete Module 1 and pass both exams, you can move straight on to CeMAP Modules 2 & 3, taking you one step closer to the full CeMAP qualification and a career in mortgage advice.

Enrol today and take the first step towards a rewarding career in mortgage advice.

This course is perfect for:

  • Career changers looking to enter the financial services industry

  • Anyone with little or no experience who wants to start a career in mortgage advice

  • Those exploring roles as a Mortgage Advisor, Mortgage Underwriter, or Mortgage Administrator

  • Recent graduates seeking a recognised entry-level finance qualification

  • Business professionals wanting to understand mortgage regulation and compliance

  • Anyone looking to fast-track into a structured, industry-recognised qualification

Detailed course overview

Students enrolled:

3,774 students

Study method:

Live online sessions delivered via virtual classroom.

Flexibility:

Study anywhere from your computer or laptop.

Additional support:

A hardcopy manual and exam pass guarantee are included.

Success rates:

High pass rates

Duration:

5 Days

Intake dates:

Our next course start date is xxxxx.

What will you learn?

This CeMAP Module 1 course gives you a clear understanding of the UK financial services landscape, the regulatory framework governing mortgage advice, and the ethical responsibilities that come with the role.

By the end of the course, you will be able to sit both the FRE1 and FRE2 exams with confidence, and you will have the knowledge needed to progress to CeMAP Modules 2 & 3.

FRE1 – Industry, Regulation and Key Parties

This unit gives you a solid grounding in how the UK financial services industry is structured and regulated. You will explore the role of government, the PRA and FCA, key legislation, and how these shape the day-to-day work of a Mortgage Adviser.

TopicWhat you will cover
Financial markets The role and structure of financial markets
Government and state Government responsibilities and state benefits
Legal considerations Wills, intestacy and trusts
UK regulation The development of UK financial services regulation
Regulatory bodies PRA and FCA responsibilities and regulatory approach

FRE2 – Skills, Principles and Ethical Behaviours

This unit focuses on the practical and ethical side of mortgage advice. You will learn how to apply the regulatory framework in real client situations, how to deliver fair outcomes, and how to act professionally in line with FCA standards.

TopicWhat you will cover
Advice process The advice process and key adviser skills
Consumer rights Consumer rights and the duty to deliver fair outcomes
Regulatory framework The regulatory framework for advice
Ethics Ethical principles and professional behaviours

Course duration

This CeMAP 1 course runs over five consecutive days. It is designed as a CeMAP fast track programme, giving you everything you need to sit and pass both the FRE1 and FRE2 exams in a focused, structured environment.

What is included in your course:

  • Five days of live, tutor-led virtual classroom sessions
  • Pre-course digital materials
  • Printed learning materials
  • Mock exam sessions to prepare you for FRE1 and FRE2
  • Exam Pass Guarantee
  • Networking opportunities with fellow learners

How the virtual classroom works

Our CeMAP 1 virtual classroom is one of the most structured mortgage adviser course online options available in the UK. Our CeMAP online course is delivered as a live, trainer-led virtual classroom running in real time.

Unlike CeMAP distance learning, where you study independently at your own pace, our CeMAP live sessions give you direct access to expert guidance each day, with the opportunity to ask questions, join discussions, and work through practice material as a group.

Each day covers a focused portion of the Module 1 syllabus. Your printed learning materials will be sent to your home address before the course begins, and you will use these throughout each session. You can write notes, highlight key points, and keep them as a revision guide as you prepare for your exams. All you need is a PC or laptop and a reliable internet connection, and you can join the CeMAP course online from anywhere in the UK.

What happens after CeMAP 1?r

Once you pass both CeMAP 1 exams, you can progress straight to CeMAP Modules 2 & 3. All three modules must be completed to earn the full CeMAP qualification from LIBF. After that, you will need to obtain Competent Adviser Status (CAS) from a supervisor at an FCA-approved firm before you can legally provide mortgage advice in the UK. Get in touch with us for more information on next steps.

If you prefer a more flexible pace, we also offer a CeMAP course online via eLearning as an alternative to the virtual classroom. We also have a combined package covering all three modules in one, so you can commit to your full CeMAP journey from the start.

Exam Format

CeMAP Module 1 includes two separate CeMAP 1 exams, one for each unit. Both are sat online via remote invigilation through LIBF.

FRE1 – Industry, Regulation and Key Parties

  • Format: 25 multiple-choice questions and 3 case studies with 5 associated multiple-choice questions
  • Duration: 60 minutes
  • Pass mark: 70%

FRE2 – Skills, Principles and Ethical Behaviours

  • Format: 25 multiple-choice questions and 3 case studies with 5 associated multiple-choice questions
  • Duration: 60 minutes
  • Pass mark: 70%

CeMAP Exam Registration

You will need to pay a separate registration fee directly to LIBF to gain access to their learning materials on their course site and to sit your exams. Find out more about CeMAP and the registration fee here.

Important: Make sure your device meets the technical requirements for online exam delivery before your exam date.

Why Choose e-Careers for CeMAP 1?

e-Careers is one of the UK's most trusted providers of CeMAP training. When you study e-Careers CeMAP, you join a community of over 630,000 students who have trained with us across our full range of programmes.

93% average CeMAP pass rate

Our structured approach to CeMAP training, which combines trainer-led sessions, mock exams, and printed courseware, consistently delivers strong results. Our CeMAP pass rate of 93% reflects the quality of support our learners receive throughout the course.

Exam Pass Guarantee

If you do not pass your CeMAP 1 exam after completing the course, you can retake the training free of charge. Please note that students retaking the course must utilise any materials or books distributed during their initial session. Failure to do so may result in charges for replacement materials. The Exam Pass Guarantee does not cover exam fees, which must be purchased separately.

Expert CeMAP trainers

Every session is led by a qualified trainer with hands-on experience in mortgage finance and financial services regulation.

Training towards a LIBF-awarded qualification

The CeMAP qualification is awarded by LIBF and meets the FCA's examination standards for mortgage advice. It is registered on the Regulated Qualifications Framework (RQF).

Interest-free payment options

We offer 0% finance plans so the cost of your CeMAP 1 course does not stand in the way of your next career move.

Cost & payment options

  • Interest-free Finance Options – Spread your course cost with easy, interest-free monthly payments.
  • Affordable Pricing – Quality training priced fairly, with clear costs.
  • No hidden fees – The price you see is the total you pay, with VAT already included.

Eligibility - Who is this course for?

There are no formal entry requirements for this CeMAP 1 course. You do not need a background in finance or any prior industry experience to enrol. This makes it one of the most accessible routes into a career in mortgage advice in the UK.

To get the most out of the course, we recommend that you:

  • Are at least 18 years old (or have consent from a parent or guardian)

  • Have a solid understanding of written and spoken English

  • Have basic numerical skills

  • Have access to a PC or laptop (compatible with Mac and Windows)

  • Have access to a reliable internet connection

This course is open to everyone, whether you are a school leaver, a career changer, or a professional expanding your skills into financial services.

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CeMAP Frequently Asked Questions

What is CeMAP 1?

CeMAP 1 is the first module of the Certificate in Mortgage Advice and Practice. It covers Financial Services, Regulation and Ethics (FSRE) across two units: FRE1 (industry structure and regulation) and FRE2 (ethical principles and adviser skills). It is a Level 3 qualification awarded by LIBF and approved by the FCA.

What is the CeMAP qualification?

CeMAP is the UK's standard qualification for providing professional mortgage advice. It is made up of three modules, awarded by LIBF, approved by the FCA, and registered on the RQF at Level 3. Once all three modules are complete, you will need to obtain Competent Adviser Status (CAS) from a supervisor at an FCA-approved firm before you can practise legally as a Mortgage Adviser.

Is Module 1 the full CeMAP qualification?

No. You need to complete all three modules to earn the full CeMAP qualification. Module 1 is the first step, followed by Modules 2 & 3.

What is CeMAP 1 equivalent to?

CeMAP is a Level 3 qualification on the RQF, which is the CeMAP qualification equivalent of A-Levels. It is the recognised standard entry-level qualification for mortgage advisers across the UK.

How are the CeMAP 1 exams structured?

Module 1 has two separate exams, one for FRE1 and one for FRE2. Each is 60 minutes long with 25 multiple-choice questions and 3 case studies with 5 linked questions. The pass mark is 70% for both. Exams are sat online via remote invigilation through LIBF, with the registration fee paid separately.

What happens after CeMAP 1?

After passing both exams, you progress to CeMAP Modules 2 & 3. Completing all three modules earns you the full CeMAP qualification. You will then need to obtain Competent Adviser Status (CAS) from a supervisor at an FCA-approved firm before you can practise legally as a Mortgage Adviser.

Is CeMAP hard to pass?

With the right preparation, most learners find Module 1 very manageable. Our five-day course includes mock exam sessions and comprehensive printed materials, and our Exam Pass Guarantee means you can retake the training at no extra cost if needed.

Do I need any experience to enrol?

No. There are no formal entry requirements. This course is designed for beginners and career changers with no background in finance or mortgage advice.

Is CeMAP valid in Scotland?

Yes. CeMAP is recognised across England, Wales and Scotland. Our training is based on the England and Wales regulatory framework. If you are based in Scotland, you can still complete this course and practise as a Mortgage Adviser in Scotland without needing to take any additional exams. Scottish mortgage law and processes are closely aligned with those in England and Wales, so you will just need to familiarise yourself with any Scottish-specific regulations once qualified.

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