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4.8/5 from 14007 Reviews

Certificate in Mortgage Advice and Practice (CeMAP)

CeMAP Certificate in Mortgage Advice (Modules 2 & 3) - Virtual Classroom

CeMAP training is a mark of excellence and highly recognised within the Mortgage Advice sector. They allow individuals to give financial advice on a range of mortgage products and services. If you’re considering a career as a Mortgage Adviser in the UK, you must first have studied and passed your exams for a professional qualification, such as the ‘Certificate in Mortgage Advice and Practice’ (CeMAP). This is a requirement from the Financial Conduct Authority (FCA). 

As the UK’s benchmark qualification for Mortgage Advice, CeMAP qualifications are held by over 80% of all UK Mortgage Advisers.

This CeMAP training covers CeMAP 2 and CeMAP 3, which will add to the knowledge and skills you gained during our CeMAP 1 Classroom Course and provide you with an in-depth understanding of essential mortgage topics. If you have not already taken your CeMAP 1 training course, you will need to take that first.

Throughout CeMAP 2 and CeMAP 3 you'll learn about mortgage law, the mortgage application process, and the different issues borrowers could face after completion. CeMAP 3 will collate what you have learned throughout CeMAP 1 and CeMAP 2 and show you how to apply these principles to realistic scenarios. 

This course benefits from our Exam Pass Guarantee* and is eligible for a TOTUM PRO Card

We're proud of our excellent rating on Trustpilot, with over 14,000 reviews from our past students.

Key features

  • Delivery Method: Virtual Classroom
  • Exam: Available via Awarding Body
  • Mock Exams Included
  • Duration: 4 Days
  • 1,000's of successful CeMAP delegates
  • Interest-free Payments
  • UK's leading provider of CeMAP Training
  • Exam Pass Guarantee*
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Free course advice
Key features
  • Delivery Method: Virtual Classroom
  • Exam: Available via Awarding Body
  • Mock Exams Included
  • Duration: 4 Days
  • 1,000's of successful CeMAP delegates
  • Interest-free Payments
  • UK's leading provider of CeMAP Training
  • Exam Pass Guarantee*
Alternative delivery method

Course Reviews

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Course Details

Why study the CeMAP 2 and CeMAP 3 course with e-Careers? 

We are one of the leading CeMAP training providers in the UK. Our trainers are professional, friendly and experienced in this field, so you can be sure to receive a high-quality training experience in our CeMAP classes. 

Our team of experts has been developed over 10-years, and in that time, we have trained over 625,000 delegates globally. This has enabled us to offer the highest quality training and through our continuous refinement, we have created excellent partnerships, created in-depth training materials, and offer high-quality virtual classroom training solutions for our delegates. 

Besides being the leading provider of CeMAP training in the UK, we: 

  •    Offer an 'Exam Pass Guarantee'
  •    Best like-for-like training price in the UK
  •    Offer high-quality training experience with professional and accredited trainers
  •    Provide you with mock exams to prepare you for your exams
  •    Have an average pass success of 93%
  •    Offer Interest-free payment options

Check out our useful CeMAP exam and revision tips.

How does our Exam Pass Guarantee work?

We have found our Virtual Classroom training has provided higher pass rates, which has made us confident to offer an Exam Pass Guarantee, so you know we’ll support you until you are certified.

With our Exam Pass Guarantee, if you do not pass the exam after attending this training course with us, you will be eligible to attend the same training again for free.

All we ask is that you:

  •    Attend all class days and complete all assignments
  •    Take the exam within 30 days of completing your Virtual Classroom training
  •    Request your course re-enrolment within 30 days of the failed exam attempt

Please Note:

Students retaking the course are required to use any materials or books distributed to them in their original course session. Failure to provide these materials will result in the student being charged for replacement materials.

Exam Pass Guarantee: Our Virtual Classroom training has resulted in higher pass rates, assuring us to offer an Exam Pass Guarantee*.

Is the CeMAP 2 and CeMAP 3 course suitable for me?  

Are you looking to become a Mortgage Adviser in the UK? If so, this course is ideal for you. By completing your CeMAP training, you earn the necessary “licence to practice”. 

The UK has strict laws surrounding mortgages and the advice offered; which is why you must have first passed your professional exams before you can advise. Studying for a professional qualification is mandatory and most people agree, the CeMAP qualification is the best way to do it!    

Once you've completed your studies and passed your exams, you'll be able to work for a bank, a mortgage advisory firm, or start your own business, and become your own boss. 

How long does it take to get a CeMAP qualification? 

If you’re interested in becoming a Mortgage Adviser through CeMAP, you may ask ‘how long does it take to get a CeMAP qualification?’ This course is taught over 4-days, in a classroom setting, which will prepare you for the exams to get qualified.

What jobs could I apply for after my CeMAP 2 and CeMAP 3 training?  

CeMAP courses lead to recognised, industry-validated certifications, demonstrating that you have gained the necessary knowledge to be able to successfully apply key principles in real-world scenarios, as a Mortgage Adviser. 

Alongside the CeMAP 1 course, this course will enable you to complete your full CeMAP training and become qualified (after succesfully passing the exams) and legally work as a Mortgage Adviser in the UK. As there is a shortfall of Mortgage Advisers, now is a great time to train to become one.

Typical Job Roles and Salaries 

You can expect to earn an average salary of £30k per annum* as a Mortgage Adviser. One perk to any sales job is the opportunity to earn a commission, and a Mortgage Adviser is no different. On-target earnings could see your annual salary increase to around £50k per annum* (with your commission). 

Other job roles include:   

  •    Private Banking Assistant – £33k*
  •    Relationship Support Assistant – £33k*
  •    Protection Adviser – £50k*
  •    Business Owner – Mortgage Adviser – £30-£55k+* 

(*Source: Indeed) 

With enough experience, and drive you can embark on a career in management, where you would be responsible for a Mortgage Advice team. Management roles offer both more responsibility and an increase in earning potential.  

Essential Skills 

  •    Excellent communicator
  •    Being able to explain complex information clearly 
  •    Confidence
  •    Mathematics skills  
  •    Drive and determination
  •    Outstanding customer service
  •    Good IT and time-management skills

CeMAP Syllabus

Learning outcome

Throughout this CeMAP course you will: 

  •    Learn about mortgage law, practise, policy and markets
  •    Understand the home buying process, mortgage products, rates and valuations
  •    Discover what factors can affect the value of a property and the implications this may have on buyer
  •    Apply your knowledge to real-life scenarios, while building up your confidence 

Completing your CeMAP training requires you to study and complete all three courses and their respective modules, plus pass your exams. Most people study all three modules in one go, but it is possible to study CeMAP 1 first and then progress onto CeMap 2 and CeMAP 3 after.

CeMAP 2 Syllabus: 

  •    Policies and practices that affect mortgages
  •    Mortgage Laws
  •    Insurance Policies
  •    Post completion issues and arrears
  •    Complete sales process in relation to mortgage advising 

CeMAP 3 Syllabus: 

  •    The assessment of mortgage advice knowledge tests your understanding of the technical details to assess your ability to apply the knowledge covered. 

CeMAP 2 Exam Details  

The exam for CeMAP 2 covers the course materials learned throughout module 2, with a focus on the mortgage application process, including: 

  •    Unit 3 – Mortgage Law, Policy, Practice & Markets
  •    Unit 4 – Mortgage Applications
  •    Unit 5 – Mortgage Payment Methods & Products
  •    Unit 6 – Mortgage Arrears & Post Completion Issues

CeMAP 3 Exam Details 

The exam for CeMAP 3 covers the course materials learned throughout module 3, with a focus on how to apply all the knowledge gained into real-world scenarios, including: 

  • Unit 7 – Assessment of Mortgage Advice & Knowledge 

The exam for CeMAP 2 will be a 2-hour objective exam, comprising 100 multiple-choice questions and the CeMAP 3 exam will be a 2-hour objective exam comprising 6 case studies, each with 10 linked multiple-choice questions. 

Exam information for CeMAP

For CeMAP there is an exam fee of £202 per exam (£606 for all three exams) and this fee is paid directly to LIBF. You can apply to take your exam anytime throughout the year, including via a test centre or remote invigilation online. The cost of a re-sit exam is £170 per exam.

For CeRER there is an exam fee of £235. The cost of a re-sit exam is £170

If you require additional study and exam help, check out our CeMAP Exam tips blog.

Is this course valid in Scotland?

CeMAP is a widely recognised mortgage qualification that can be studied and practiced in England, Wales and Scotland. While this course is based on the England and Wales syllabus, the Scottish regulatory framework for mortgage advice is closely aligned with the English framework. The slight differences between the English and Scottish modules are specifically in Module 2: Mortgage Advice Procedures, and Module 3: Mortgage Practice Issues. These differences are related to the specific legal and regulatory requirements that apply to mortgage advisors in each country.

Therefore, you can complete this CeMAP course and apply for a Scottish mortgage adviser's license without having to retake any of the modules. 

To make sure that you meet the requirements for practicing as a mortgage adviser in Scotland, you should inform the London Institute of Banking & Finance (LIBF) when you register for the CeMAP course that you are a Scottish student. The LIBF will then ensure that you receive the correct course materials and will guide you through the process of applying for a Scottish mortgage adviser's license.



What is the TOTUM PRO Card? 

The TOTUM PRO Card is the replacement of the old NUS card, which offers discounts in a wide range of shops and websites, saving you money off food, holidays and flights, clothes, make-up, gym memberships and much more. TOTUM PRO card is aimed at professional learners, giving you access to exclusive discounts. 

Where can you use your TOTUM PRO Card? 

The TOTUM PRO Card offers a range of discounts on a wide range of shops and websites. The list below provides a sample of the places you can receive discounts from. View the latest TOTUM PRO offers

How to get your card 

To receive your TOTUM PRO Card all you need to do is enrol and pay for an eligible course and we’ll send you an email confirmation, acknowledging your eligibility for the TOTUM PRO Card. After your 14-day cooling-off period has passed, we’ll send you an email confirming that your TOTUM PRO card access is now live, and you’ll be able to use the TOTUM PRO card widget in your ‘My Account’ section on our website, to order your card. 

Is there a cost? 

The TOTUM PRO Card is available in a range of membership options, including:

  •    1 year £14.99
  •    2 years £24.99
  •    3 years £34.99

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