The London Institute of Banking & Finance

CeMAP Certificate in Mortgage Advice (Modules 2 & 3)

CeMAP Overview

UK mortgages are regulated by the Financial Conduct Authority (FCA), so individuals looking to provide mortgage advice legally, must first earn a professional qualification, like the ‘Certificate in Mortgage Advice and Practice’ (CeMAP). 

CeMAP is the benchmark qualification for Mortgage Advisors in the UK, held by 80% of Mortgage Advisors. CeMAP Modules 2 & 3 are RQF Level 3 qualifications, awarded by the London Institute of Banking & Finance and accredited by Ofqual. This course is eligible for a TOTUM PRO Card

Looking to gain your full CeMAP qualifications? Study our CeMAP 1,2 & 3 Package

This training course is also available in a Virtual Classroom format.

Key features
  • Study anytime, anywhere
  • Interest-Free Payments
  • UK's leading provider of CeMAP Training
  • Average 93% pass success
  • Unlimited Tutor Support
  • UK Best Price Guarantee
Alternative delivery method
£250Inc. VAT
FREE Course Advice
Learn more about how we use your data
Key features
  • Study anytime, anywhere
  • Interest-Free Payments
  • UK's leading provider of CeMAP Training
  • Average 93% pass success
  • Unlimited Tutor Support
  • UK Best Price Guarantee
Alternative delivery method
Course Reviews
Course Details

What is the CeMAP Module 2 & 3 Online Course

CeMAP qualifications are a mark of excellence in the finance industry, highly recognised for professionals who advise on mortgage products and services. 

Our CeMAP Modules 2 & 3 course takes the knowledge gained from our CeMAP Module 1 Online course and expands that knowledge into more advanced topics, outlined below. 

CeMAP Module 2 will provide you with a thorough understanding of the mortgage application process (including the different products available and the issues borrowers may face after completion), as well as explores mortgage law. 

CeMAP Module 3 teaches you how to apply everything you’ve learnt into real-life scenarios. 

As this is an online course, you can learn CeMAP wherever and whenever suits you. Our course materials have been developed with you in mind; we have created an interesting and engaging platform for you to learn via interactive questions, quizzes and video tutorials.  

Is a CeMAP training course right for me? 

Earning your CeMAP qualification is your 'licence to practice' and is a mandatory qualification for Mortgage Advisors in the UK, however, there are no official prerequisites to enrol onto this CeMAP course. We recommend that you first complete CeMAP Module 1 to earn your full licence and be able to work in the industry. 

If you’re looking to become a Mortgage Advisor and provide a vital service to home buyers, this course is the best way forward. 

After successfully passing the full CeMAP qualification, you can either join one of the many practising firms, a bank or work as a self-employed independent Advisor. The choice is yours!

How long does it take to get a CeMAP qualification? 

When considering a career change or looking to move into the Mortgage Advice sector, you may ask ‘how long does it take to get a CeMAP qualification?’

We allow 6 months access to this course but most of our students finish our CeMAP course for Modules 2 & 3 in under 6 months. There are around 140 hours of learning, so it all depends how much time you have available to dedicate to your studies.

Why study a CeMAP qualification with e-Careers? 

e-Careers are the leading provider of CeMAP training in the UK and we boast an average pass success of 93%.

Our online course materials are easy to follow, interesting and engaging. You can study anytime, anywhere, 24/7, and we give you access to mock exams to help you prepare for the real thing. We also offer interest-free payment options.

You will also benefit from:   

Updated Syllabus – All course materials are up-to-date, reflecting the most recent financial regulations. We offer the latest syllabus, ensuring your knowledge and skills are sharp and relevant, preparing you for employment as a Mortgage Advisor.  

Flexibility – Whether you choose to work for a Bank, Mortgage Advice organisation, or be your own boss and work as a freelance Mortgage Advisor, this CeMAP course will support you on your journey and provide you with the knowledge and confidence to succeed.    

Work at your own pace – You have 6 months access to the CeMAP Modules 2 & 3 course, which is more than enough time to complete it. Having 24/7 access to your course means you can study when it suits you best.    

Job satisfaction – Working as a Mortgage Advisor means you can be in a career you can take pride in and gain job satisfaction from helping individuals get their new home. 

Weekly Webinar - Each week we run a 1-2 hour webinar, covering different topics that will help you with your studies. The fourth week is always a summary webinar of the previous three webinars.

Unlimited Tutor Support – There may be times when you don’t understand certain topics taught throughout this course, so we have included unlimited Tutor Support for you. Our experienced tutors are available to answer any questions you might have regarding the course materials or specific topics. There will also be additional webinars, held regularly, which will cover different aspects of these modules. 

Check out our useful CeMAP exam and revision tips.

Where could CeMAP qualifications take me next? 

The CeMAP Modules 2 & 3 qualifications are industry-validated certifications, which provide you with the skills and knowledge to practically apply what you have learnt throughout your career as a Mortgage Advisor. 

It is a legal requirement to have earned a professional qualification, but once you have completed your CeMAP training, you can apply for jobs as a Mortgage Advisor. Alternatively, you can start your own business in this industry. 

If you have not already done so, enrol onto the CeMAP Modules 1 qualification, to earn your full CeMAP qualification, and be able to apply for jobs as a Mortgage Advisor, Protection Advisor, or choose to work within the public or private Banking sectors. 

Typical Job Roles and Salaries 

As there is a shortfall of Mortgage Advisors in the marketplace, there is a need for qualified individuals; making now an excellent time to train towards a career in this sector. 

While salaries average £30k* per annum as a Mortgage Advisor, your earning potential will increase with a generous commission. You can expect to be able to earn over £50k (with your commission). Once you have gained some experience, you could also consider taking on a managerial role, which will increase your earning potential. 

Other job roles include: 

  •    Private Banking Assistant – £33k
  •    Relationship Support Assistant – £33k
  •    Protection Advisor – £50k
  •    Business Owner – Mortgage Advisor – £30-£55k+ 

(*Source: Indeed) 

Find out more about becoming a Mortgage Advisor 

Essential Skills 

  •    Be an excellent communicator
  •    Explain complex information to clients 
  •    Have confidence in your abilities, especially with maths
  •    Always deliver excellent customer service
  •    Drive and ambition to reach sales targets
  •    IT skills and good time-management skills 

CeMAP Syllabus 

The London Institute of Banking & Finance have been working alongside their testing partner, Pearson Vue, to provide students with an option to sit their exams remotely. Delegates can now sit their exams from the comfort and safety of their own homes, while maintaining exam conditions, and be monitored by an invigilator. All CeMAP modules are eligible for Remote Invigilation.

What are the CeMAP Module 2 & 3 modules? 

CeMAP Module 2 – Units 3 - 6: 

  •    Policies and practices that affect mortgages
  •    Mortgage Laws
  •    Insurance Policies
  •    Post completion issues and arrears
  •    Complete sales process in relation to mortgage advising 

CeMAP Module 3 - Unit 7: 

  •    Assessment of mortgage advice knowledge. Tests your understanding of the technical details to assess your ability to apply the knowledge covered. 

What does the CeMAP Modules 2 & 3 online course cover? 

As the follow-up course to the CeMAP Module 1 module, this course would be ideal for anyone continuing with their studies to become a recognised and fully proficient Mortgage Advisor. 

This two-part course will help you: 

  •    Understand mortgage law, practise, policy and markets and the whole home buying process. Also learn about mortgage products and rates, valuations and surveys and any up-to-date legislation
  •    Have a firm understanding of interest rates and mortgage repayment options and be confident in relaying these to the homebuyer in layman’s terms. 
  •    Apply knowledge to realistic scenarios, to help you prepare yourself for employment 
  •    Build your confidence and learn how to apply your knowledge to individual cases to provide the best solutions possible 

Discover opportunities as a Mortgage Advisor

CeMAP Exams 

Due to the Covid19 Coronavirus pandemic, Pearson Vue Centres are undergoing changes to their examination schedules. To find out more about the current situation, please visit the dedicated Pearson Vue Coronavirus update page. 

The exam for CeMAP Modules 2 & 3 covers the course materials learned throughout both modules, with a focus on the mortgage application process and how to apply all the knowledge gained into real-world scenarios, including: 

  •    Unit 3 – Mortgage Law, Policy, Practice & Markets
  •    Unit 4 – Mortgage Applications
  •    Unit 5 – Mortgage Payment Methods & Products
  •    Unit 6 – Mortgage Arrears & Post Completion Issues
  •    Unit 7 – Assessment of Mortgage Advice & Knowledge 

The exam for Module 2 will be a 2-hour objective exam, comprising 100 multiple-choice questions and the Module 3 exam will be a 2-hour objective exam comprising 6 case studies, each with 10 linked multiple-choice questions. 

There is a registration fee of £185 per module and you can apply anytime throughout the year. The total cost for these two exams is £370. 

Exams can be taken at any Pearson VUE test centres and they are registered with Ofqual, in the Regulated Qualifications Framework (RQF). 

If you require some study and exam helps, check out our CeMAP Exam tips blog.


What is the TOTUM PRO Card? 

The TOTUM PRO Card is the replacement of the old NUS card, which offers discounts in a wide range of shops and websites, saving you money off food, holidays and flights, clothes, make-up, gym memberships and much more. TOTUM PRO card is aimed at professional learners, giving you access to exclusive discounts.

Where can you use your TOTUM PRO Card? 

The TOTUM PRO Card offers a range of discounts on a wide range of shops and websites. The list below provides a sample of the places you can receive discounts from. View the latest TOTUM PRO offers

How to get your card 

To receive your TOTUM PRO Card all you need to do is enrol and pay for an eligible course and we’ll send you an email confirmation, acknowledging your eligibility for the TOTUM PRO Card. After your 14-day cooling-off period has passed, we’ll send you an email confirming that your TOTUM PRO card access is now live, and you’ll be able to use the TOTUM PRO card widget in your ‘My Account’ section on our website, to order your card. 

Is there a cost?

The TOTUM PRO promotion has been extended. You can now buy a two-year membership card and you will receive an extra year for free. This means that you can buy a TOTUM PRO 3-year membership for just £24.99 (which is a saving of £10). This promotion will run until the end of March 2021.

Alternatively, you can purchase membership for one year for just £14.99 (usually £19.99), or for two years which is £24.99 (usually £34.99).

Career Advice
​Our experts offer valuable advice sharing their experience and insights which will enable you to make informed decisions throughout your career.
Our panel of industry experts proudly bring you the latest news and views, covering all our categories, to keep you well informed.
Financial Services
Global multi-asset investment platform eToro and innovative training firm e-Careers have created an exciting partnership which offers a fully funded training course to those who wish to learn how to trade the financial markets.
Read Blog
Financial Services
How to become a UK Mortgage Advisor and the benefits of a career in the industry.
Read Blog
Financial Services
Some simple techniques you can use to help your CeMAP exam preparation run smoothly.
Read Blog
We're Trusted by
Hundreds of thousands of individuals, small businesses and large corporations continuously put their trust in e-Careers.​
We are proud to have trained individuals who work for some of the world’s largest companies, including:​
Trusted by Trusted by