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4.7/5 from 13863 Reviews

Certificate in Mortgage Advice and Practice (CeMAP)

CeMAP Certificate in Mortgage Advice (Modules 2 & 3)

CeMAP Overview

UK mortgages are regulated by the Financial Conduct Authority (FCA), so individuals looking to provide mortgage advice legally, must first earn a professional qualification, like the ‘Certificate in Mortgage Advice and Practice’ (CeMAP). 

CeMAP is the benchmark qualification for Mortgage Advisers in the UK, held by 80% of Mortgage Advisers.

This course is eligible for a TOTUM PRO Card

Looking to gain your full CeMAP qualifications? Study our CeMAP 1,2 & 3 Package

CeMAP training represents a mark of excellence in the finance industry, highly recognised for professionals who advise on mortgage products and services. 

Our CeMAP 2 and CeMAP 3 package takes the knowledge gained from our CeMAP 1 Online course and expands that knowledge into more advanced topics, outlined below. 

CeMAP 2 will provide you with a thorough understanding of the mortgage application process (including the different products available and the issues borrowers may face after completion), as well as explores mortgage law. 

CeMAP 3 teaches you how to apply everything you’ve learnt into real-life scenarios. 

As this is an online course, you can learn CeMAP wherever and whenever suits you. Our course materials have been developed with you in mind; we have created an interesting and engaging platform for you to learn via interactive questions, quizzes and video tutorials.  

We're proud of our excellent rating on Trustpilot, with over 13,000 reviews from our past students.

Key features

  • Study anytime, anywhere
  • Interest-free Payments
  • UK's leading provider of CeMAP Training
  • Average 93% pass success
  • Unlimited Tutor Support
  • UK Best Price Guarantee
Alternative delivery method
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Key features
  • Study anytime, anywhere
  • Interest-free Payments
  • UK's leading provider of CeMAP Training
  • Average 93% pass success
  • Unlimited Tutor Support
  • UK Best Price Guarantee
Alternative delivery method

Course Reviews

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Course Details

Why study a CeMAP 2 and CeMAP 3 course with e-Careers? 

e-Careers are the leading provider of CeMAP training in the UK and we boast an average pass success of 93%.

Our online course materials are easy to follow, interesting and engaging. You can study anytime, anywhere, 24/7, and we give you access to mock exams to help you prepare for the real thing. We also offer interest-free payment options.

We're proud of our excellent rating on Trustpilot, with over 13,000 reviews from our past students.

You will also benefit from:   

Updated Syllabus – All course materials are up-to-date, reflecting the most recent financial regulations. We offer the latest syllabus, ensuring your knowledge and skills are sharp and relevant, preparing you for employment as a Mortgage Adviser.  

Flexibility – Whether you choose to work for a Bank, Mortgage Advice organisation, or be your own boss and work as a freelance Mortgage Adviser, this CeMAP course will support you on your journey and provide you with the knowledge and confidence to succeed.    

Work at your own pace – You have 6 months access to the CeMAP 2 and CeMAP 3 course, which is more than enough time to complete it. Having 24/7 access to your course means you can study when it suits you best.    

Job satisfaction – Working as a Mortgage Adviser means you can be in a career you can take pride in and gain job satisfaction from helping individuals get their new home. 

Weekly Webinar - Each week we run a 1-2 hour webinar, covering different topics that will help you with your studies. The fourth week is always a summary webinar of the previous three webinars.

Unlimited Tutor Support – There may be times when you don’t understand certain topics taught throughout this course, so we have included unlimited Tutor Support for you. Our experienced tutors are available to answer any questions you might have regarding the course materials or specific topics. There will also be additional webinars, held regularly, which will cover different aspects of these modules. 

Check out our useful CeMAP exam and revision tips.

Is a CeMAP training course right for me? 

Completing your CeMAP training and earning your qualification is your 'licence to practice' and is mandatory for Mortgage Advisers in the UK, however, there are no official prerequisites to enrol onto this CeMAP course. We recommend that you first complete CeMAP 1 training, to earn your full licence and be able to work in the industry. 

If you’re looking to become a Mortgage Adviser and provide a vital service to home buyers, this course is the best way forward. 

After successfully passing the full CeMAP training course, you can either join one of the many practising firms, a bank or work as a self-employed independent Adviser. The choice is yours!

How long does it take to get a CeMAP qualification? 

When considering a career change or looking to move into the Mortgage Advice sector, you may ask ‘how long does it take to get a CeMAP qualification?’

We allow 6 months access to this course but most of our students finish our CeMAP 2 and CeMAP 3 course faster than that. There are around 140 hours of learning, so it all depends how much time you have available to dedicate to your studies.

What jobs can I apply for after my CeMAP training?  

The CeMAP 2 and CeMAP 3 qualifications are industry-validated certifications, which provide you with the skills and knowledge to practically apply what you have learnt throughout your career as a Mortgage Adviser. 

It is a legal requirement to have earned a professional qualification, but once you have completed your CeMAP training, you can apply for jobs as a Mortgage Adviser. Alternatively, you can start your own business in this industry. 

If you have not already done so, enrol onto the CeMAP Modules 1 qualification, to earn your full CeMAP qualification, and be able to apply for jobs as a Mortgage Adviser, Protection Adviser, or choose to work within the public or private Banking sectors. 

Typical Job Roles and Salaries 

As there is a shortfall of Mortgage Advisers in the marketplace, there is a need for qualified individuals; making now an excellent time to train towards a career in this sector. 

While salaries average £30k* per annum as a Mortgage Adviser, your earning potential will increase with a generous commission. You can expect to be able to earn over £50k (with your commission). Once you have gained some experience, you could also consider taking on a managerial role, which will increase your earning potential. 

Other job roles include: 

  •    Private Banking Assistant – £33k
  •    Relationship Support Assistant – £33k
  •    Protection Adviser – £50k
  •    Business Owner – Mortgage Adviser – £30-£55k+ 

(*Source: Indeed) 

Find out more about becoming a Mortgage Adviser 

Essential Skills 

  •    Be an excellent communicator.
  •    Explain complex information to clients.
  •    Have confidence in your abilities, especially with maths.
  •    Always deliver excellent customer service.
  •    Drive and ambition to reach sales targets.
  •    IT skills and good time-management skills.

CeMAP Syllabus 

Delegates can now sit their exams from the comfort and safety of their own homes, while maintaining exam conditions, and be monitored by an invigilator. All CeMAP modules are eligible for Remote Invigilation.

CeMAP 2 and CeMAP 3 Syllabus 

CeMAP 2 – Units 3 - 6: 

  •    Policies and practices that affect mortgages
  •    Mortgage Laws
  •    Insurance Policies
  •    Post completion issues and arrears
  •    Complete sales process in relation to mortgage advising 

CeMAP 3 - Unit 7: 

  •    Assessment of mortgage advice knowledge. Tests your understanding of the technical details to assess your ability to apply the knowledge covered. 

What does the CeMAP 2 and CeMAP 3 training cover? 

As the follow-up course to the CeMAP 1 module, this course would be ideal for anyone continuing with their studies to become a recognised and fully proficient Mortgage Adviser. 

This two-part course will help you: 

  •    Understand mortgage law, practise, policy and markets and the whole home buying process. Also learn about mortgage products and rates, valuations and surveys and any up-to-date legislation.
  •    Have a firm understanding of interest rates and mortgage repayment options and be confident in relaying these to the homebuyer in layman’s terms. 
  •    Apply knowledge to realistic scenarios, to help you prepare yourself for employment.
  •    Build your confidence and learn how to apply your knowledge to individual cases to provide the best solutions possible.

Discover opportunities as a Mortgage Adviser

CeMAP 2 Exam Details  

The exam for CeMAP 2 covers the course materials learned throughout module 2, with a focus on the mortgage application process, including: 

  •    Unit 3 – Mortgage Law, Policy, Practice & Markets
  •    Unit 4 – Mortgage Applications
  •    Unit 5 – Mortgage Payment Methods & Products
  •    Unit 6 – Mortgage Arrears & Post Completion Issues

CeMAP 3 Exam Details 

The exam for CeMAP 3 covers the course materials learned throughout module 3, with a focus on how to apply all the knowledge gained into real-world scenarios, including: 

  • Unit 7 – Assessment of Mortgage Advice & Knowledge 

The exam for CeMAP 2 will be a 2-hour objective exam, comprising 100 multiple-choice questions and the CeMAP 3 exam will be a 2-hour objective exam comprising 6 case studies, each with 10 linked multiple-choice questions. 

Exam information for CeMAP

For CeMAP there is an exam fee of £202 per exam (£606 for all three exams) and this fee is paid directly to LIBF. You can apply to take your exam anytime throughout the year, including via a test centre or remote invigilation online. The cost of a re-sit exam is £170 per exam.

For CeRER there is an exam fee of £235. The cost of a re-sit exam is £170.

Exams can be taken at a test centre, or online through remote invigilation. 

If you require some study and exam helps, check out our CeMAP Exam tips blog.

Is this course valid in Scotland?

CeMAP is a widely recognised mortgage qualification that can be studied and practiced in England, Wales and Scotland. While this course is based on the England and Wales syllabus, the Scottish regulatory framework for mortgage advice is closely aligned with the English framework. The slight differences between the English and Scottish modules are specifically in Module 2: Mortgage Advice Procedures, and Module 3: Mortgage Practice Issues. These differences are related to the specific legal and regulatory requirements that apply to mortgage advisors in each country.

Therefore, you can complete this CeMAP course and apply for a Scottish mortgage adviser's license without having to retake any of the modules. 

To make sure that you meet the requirements for practicing as a mortgage adviser in Scotland, you should inform the London Institute of Banking & Finance (LIBF) when you register for the CeMAP course that you are a Scottish student. The LIBF will then ensure that you receive the correct course materials and will guide you through the process of applying for a Scottish mortgage adviser's license.

 

What is the TOTUM PRO Card? 

The TOTUM PRO Card is the replacement of the old NUS card, which offers discounts in a wide range of shops and websites, saving you money off food, holidays and flights, clothes, make-up, gym memberships and much more. TOTUM PRO card is aimed at professional learners, giving you access to exclusive discounts.

Where can you use your TOTUM PRO Card? 

The TOTUM PRO Card offers a range of discounts on a wide range of shops and websites. The list below provides a sample of the places you can receive discounts from. View the latest TOTUM PRO offers

How to get your card 

To receive your TOTUM PRO Card all you need to do is enrol and pay for an eligible course and we’ll send you an email confirmation, acknowledging your eligibility for the TOTUM PRO Card. After your 14-day cooling-off period has passed, we’ll send you an email confirming that your TOTUM PRO card access is now live, and you’ll be able to use the TOTUM PRO card widget in your ‘My Account’ section on our website, to order your card. 

Is there a cost?

The TOTUM PRO Card is available in a range of membership options, including:

  •    1 year £14.99
  •    2 years £24.99
  •    3 years £34.99

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