CeMAP Courses

CeMAP Module 1: Financial Services Regulation and Ethics (FSRE)

CeMAP Module 1 FSRE is the starting point of your CeMAP qualification. It covers the financial regulation and ethical standards that underpin mortgage advice in the UK. There are two units in this module.

Unit 1: UK Financial Services Regulation (FRE1)

This unit covers the regulatory framework that governs financial services in the UK. You will look at the role of the FCA, financial services legislation, consumer protection, complaints handling, and anti-money laundering requirements.

Unit 2: Advisers, Clients and Ethics (FRE2)

This unit focuses on the professional and ethical standards expected of mortgage advisers. You will explore your responsibilities to clients, fair treatment, data protection, confidentiality, and how to handle conflicts of interest.

Module 1 Assessment, Per Unit

CeMAP Module 2: Mortgages (MORT)

CeMAP Module 2 builds on your Module 1 knowledge and takes you into the practical side of mortgage advice. It covers CeMAP mortgage law, products, and the full advice process. There are two units in this module.

Unit 1: Mortgage Law, Practice and Application (MRT1)

This unit covers the legal and practical side of mortgages. You will look at mortgage law, property rights, the application and conveyancing process, affordability assessments, lending criteria, and repayment methods.

Unit 2: Mortgage Products and Post Completion (MRT2)

This unit looks at CeMAP mortgage products and what happens after a mortgage completes. You will explore the types of products available, interest rate options, post-completion obligations, arrears, repossession, and remortgaging.

Module 2 Assessment, Per Unit

CeMAP Module 3: Assessment of Mortgage Advice Knowledge (ASSM)

CeMAP Module 3, also known as CeMAP 3 ASSM, tests your ability to apply everything you have learned across Modules 1 and 2. Rather than testing theory alone, this module assesses how you put your knowledge into practice in real mortgage advice scenarios.

It consists of six CeMAP 3 case studies, each with 10 multiple-choice questions, giving you the opportunity to demonstrate your judgement and advice skills across a range of client situations.

Module 3 Assessment

How to Study for CeMAP? Flexible Options to Suit Every Learner

There is no single way to study for your CeMAP qualification. e-Careers offers two ways to learn, so you can choose the option that fits your lifestyle and schedule. Whether you want the structure of a live classroom or the freedom to study in your own time, there is a CeMAP online course that works for you.

Online Self-Study

Our CeMAP course online lets you study entirely at your own pace. You get access to all the materials you need and can work through the content whenever suits you. This is a great option if you have work or family commitments and need flexibility over when and where you learn.

Live Virtual Classroom

Our CeMAP training course via live virtual classroom gives you the feel of a real learning environment from wherever you are. You join scheduled sessions led by an expert trainer, with the opportunity to ask questions, interact with other learners, and stay on track with your studies.

Compare Your Study Options

Flexible Payment Options: We want to make the best online CeMAP course accessible to everyone. That is why we offer:

• 0% interest finance and payment plans to suit all budgets, including those with a low credit score
• A price match guarantee: our commitment to giving you the best value
• All prices include VAT: the price you see is the price you pay

Not sure which option is right for you? Book a free advice call, and we will help you find the right CeMAP online course to match your goals, schedule, and budget.

CeMAP Career Opportunities: Start Your Journey as a Mortgage Advisor

Completing a mortgage advisor course that UK professionals trust is the first step towards a genuinely rewarding career. As a CeMAP mortgage advisor, you play a meaningful role in people's lives, helping them secure their home, plan their financial future, and navigate the mortgage process with confidence.

Here is a look at the career paths available to you:

Mortgage Advisor or Consultant

This is the most common route for those who complete a mortgage advisor course online. As a mortgage advisor, you assess clients' financial situations, recommend suitable mortgage products, explain repayment options, and support them through the application process. You can work for a bank, building society, mortgage lender, or as an independent adviser.

Typical UK salary: £28k-45k per annum

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Mortgage Broker

Mortgage brokers act as the link between clients and lenders, searching the market to find the most suitable deal for each client's circumstances. You can work independently or as part of a brokerage firm. Strong product knowledge and good communication skills are key in this role.

Typical UK salary: £30k-55k per annum

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Mortgage Underwriter

Underwriters assess applications to decide whether a lender should approve a mortgage. In this role, you review financial records, apply UK lending criteria, and evaluate risk. Passing all three CeMAP modules gives you the foundation needed to move into this area of the industry.

Typical UK salary: £28k-42k per annum

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Mortgage Administrator

If you are looking to enter the industry and build your experience, a mortgage administrator role is a strong starting point. You will support advisers and brokers by processing applications, handling documentation, and managing client records. These roles are available at banks, brokerages, and advisory firms across the UK.

Typical UK salary: £22k-32k per annum