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What Does a Mortgage Adviser Do?
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What Does a Mortgage Adviser Do?

There is a demand for trained Mortgage Advisers in the UK, and this is a popular job role, especially for those with sales and marketing experience. With a varied and interesting day-to-day work life, mortgage advice makes for an interesting and rewarding career choice.

Have we peaked your interest in a career as a Mortgage Advisor? In this article, we will show you what a Mortgage Adviser does, show you how you can become a Mortgage Adviser, and explore how much Mortgage Advisers earn.

Learn how to become a UK Mortgage Adviser

What is a Mortgage Adviser?

A Mortgage Adviser helps clients throughout the different stages of the home buying process, helping to explain the intricacies and potential pitfalls of home ownership.

Mortgage Advisers are usually client-facing, making it essential to be approachable, and build relationships. Mortgage Advisers must be good listeners with excellent communication skills. 

Homebuyers rely on the expertise of a Mortgage Adviser to provide accurate and easy to understand advice.

What Does a Mortgage Adviser Do?

A Mortgage Adviser is mainly responsible for assisting clients as they complete what is probably the biggest purchase of their life – buying a home. They will typically liaise with clients in person, over phone, and via Zoom meetings. A Mortgage Adviser is responsible for assessing a client’s needs based on their financial situation, which they do by reviewing their finances and offer products to match their situation. They also help explain the different types of mortgages and products available and decides which type of mortgage is most suitable for each client.

A final part of their job role is to advise on and sell additional products, such as buildings or life insurance as required.

Explore 4 jobs available with a CeMAP qualification.

How to become a Mortgage Adviser

To become a Mortgage Adviser that can legally offer mortgage advice in the UK, you must earn a recognised certification, such as the Certificate in Mortgage Advice and Practice (CeMAP).

Later in this article, we review the full range of CeMAP training courses, including both eLearning and Virtual Classroom sessions.

Discover what the best Mortgage Adviser course online is.  

Advantages of becoming a Mortgage Adviser

A few of the advantages of becoming a Mortgage Adviser include:

Job satisfaction – You get to help people with one of the biggest financial purchases of their lives!

Great earning potential – With starting salaries between £22,000-£25,000, with realistic OTE of £50,000+ with experience, this is a great career choice.

Feeling of accomplishment – If you’re numbers driven and are interested in reaching and exceeding KPI’s and monthly targets, this is a job role for you!

Mortgage Adviser courses

There are a few mortgage adviser courses that you can study with us, including studying online from home, or joining a virtual classroom session.

Below we have outlined our full Mortgage Advice training solutions:

Online

Virtual Classroom

Interested in earning your Certificate in Mortgage Advice and Practices? Read our article about ‘what is CeMAP’.

Our Career Advice article ‘How to become a Mortgage Adviser’, will direct you through the journey to becoming a Mortgage Adviser, explore salaries, and run through typical job responsibilities.

Call us on +44 (0) 20 3198 7700 to speak to one of our Career Consultants today, to discuss your career goals or get started.

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