Earning your Certificate in Mortgage Advice and Practice (CeMAP) is a key part of being able to legally work as a Mortgage Adviser in the UK.
Mortgages in the UK are regulated by the Financial Conduct Authority, and as such, anyone looking to provide mortgage advice must earn a valid qualification like CeMAP).
In this article, we explore what CeMAP qualifications are and discuss the different modules (or levels) available through CeMAP training. Finally, we’ll review four job roles that you can apply for after your CeMAP training and look at some of the benefits of becoming CeMAP qualified.
If you’re looking to become a Mortgage Adviser in the UK, earning your CeMAP qualifications is a great way to kickstart your career. CeMAP certified professionals are sought after, and these certificates are regarded as the industry standard for Mortgage Advisers. Over 100,000 Mortgage Advisers have advanced their careers through CeMAP training.
Find out how to become a Mortgage Adviser.
CeMAP is the gold standard for training Mortgage Advisers looking to start their careers with a valid certification. The current demand for Mortgage Advisers stems from the fact that there are just not enough trained Advisers to fill these job roles, resulting in excellent career prospects for CeMAP qualified professionals.
Over the long term, property is considered a stable investment, and with homeownership interest peaking, now is a great time to train to become a Mortgage Adviser.
So how much could you earn as a Mortgage Adviser? The average salary is typically around £30,000 per annum. Additionally, you will most likely earn a competitive commission from any sales you make. With experience, you can expect to earn over £50,000 per annum with a commission. After working in the industry for a few years, you can work towards a career in management, which will increase your base earning potential.
We offer a wide range of CeMAP training options for CeMAP modules 1, 2 & 3, including online courses or virtual classroom training.
If you are new to the industry and are looking to embark on a career as a Mortgage Adviser, we suggest the full CeMAP Mortgage Adviser Package, which includes the training for CeMAP Modules 1, 2 & 3, plus the CeRER equity release training. This package is a great way to fast-track your new career as a Mortgage Adviser. You will gain the knowledge and certifications required to work as a mortgage adviser effectively.
After completing your CeMAP training, you can apply for job roles such as Mortgage Adviser or Protection Adviser. You can also work within the public and private banking sectors as a CeMAP qualified professional.
We currently offer the following CeMAP & CeRER training courses:
To view all financial services qualifications currently offered by e-Careers click here.
While CeMAP qualifications are most closely associated with mortgage adviser roles, completing CeMAP certification could lead to a wide range of career options, outlined below.
Private Banking Assistant – As a Private Banking Assistant, you will assist customers with a range of financial transactions, including applications for loans and mortgages. Private Banking Assistants can expect to earn as much as £33k per annum.
Relationship Support Assistant – Relationship Support Assistants provide support to high-value clients and are often employed by banks to assist relations with these large clients. Relationship Support Assistants can earn around £33k with experience.
Protection Adviser – Protection Advisers are qualified professionals who aid customers by discussing insurance options that could benefit them, including life insurance, critical illness cover, home insurance and other insurance options. Protection Advisers often work on commission and can earn around £50k per annum.
Business Owner – After a successful career as a Mortgage Adviser, you may consider starting your own mortgage advice company, which can be a highly lucrative decision. Many mortgage advice business owners can expect to earn over £55k.
Gaining a CeMAP qualification with e-Careers will help your career development in the field of Financial Services in a few different ways, including:
Gaining sought-after skills - We have explained that mortgage advisers are very much in demand. Now is an ideal time to gain a valuable new skill and start your exciting new career.
Earning an industry-recognised qualification - Employers are particularly keen to hear from individuals who have attained the necessary CeMAP certification. Having already gained CeMAP certification will put you one step ahead of other applicants.
Gaining a new qualification without university debt – With e-Careers, you benefit from high-quality learning either via online courses or virtual classroom training, which provides all the advantages of traditional classroom learning but in a digital setting.
We also offer tutor support, where our CeMAP expert tutors can support you throughout your training journey with us. You will also benefit from additional webinars that will explain different aspects of the CeMAP course modules.
If you're still unsure if a career as a Mortgage Adviser is right for you, read our career advice article exploring the question, why study a CeMAP qualification from home?
If you’re ready to get started, contact our CeMAP Course Consultants on +44 (0) 20 3198 7700, or fill out a contact request form.